Verifying yourself
What individual KYC establishes, the four states a record moves through, what happens to the documents afterwards, and where to find your country's requirements.
Individual verification proves you are a real, identifiable person. It is separate from verifying a business — doing one does not do the other, and most people who trade here end up doing both.
You need it before you can transact at all. Reading is open to everyone; acting is not.
What it actually proves
Identity is established through a route that returns a signed record from the issuer, not a file you uploaded.
- DigiLocker — documents arrive signed by the issuing authority
- Aadhaar OKYC — a signed, consent-based subset with a masked Aadhaar number
- Document verification for passport, driving licence and similar
An upload is a claim; a signed fetch is evidence
This distinction is the whole reason "verified" means anything here. Anyone can own a photograph of a document.
The four states
| Draft | Started, not submitted. Yours to finish whenever |
| Pending | Submitted, being checked |
| Approved | Verified. You can transact |
| Rejected | Something did not check out, with a reason |
Each individual document carries its own state as well, so a record can be waiting on exactly one thing rather than being opaquely incomplete.
By country
India is what is implemented today. Requirements are configured per jurisdiction rather than written into the product, so further countries are added as configuration. Billing is already region-aware ahead of this — see Billing.
What happens to the documents
After approval
You can act as yourself. To act as a business you also need business verification, and which identity an action is taken as is a third question again — see Acting contexts.
Account & settings
What you can change about your personal account — profile, language and region, security, notification channels, and the data rights you can exercise directly.
India
The identity documents accepted for individual verification in India — Aadhaar, PAN, driving licence and passport — and which are checked instantly against the issuing source.